The author of the initiative is Raivis Naglis. Although the required 10 000 signatures are collected, the collection of signatures continues to provide a "reserve" of votes for the initiative.

Naglis offers to set the maximum cost of the policy per year, as currently the price of insurance has increased dramatically, and this growth has no limitations. Annual price, OCTA offers to calculate it based on the average market value of the vehicle and coefficient of bonus-Malus. As a result of such changes, in the opinion of the author of the initiative, may decline the cost of acquisition of OCTA, as well as the number of violators of traffic rules.

In the first half of 2017, the cost of the OCTA compared to the same period last year, according to the Latvian Association of insurers of vehicles, up 17%. Insurers attribute the rise in prices with increase in costs for medical services, which will affect the average amount of refunds, payments of insurance companies to the guarantee Fund and other factors.

The validity of price increases for policies studies the competition Council.