"Vedomosti": the rehearsal for the high turnout hurt the governors

The fall elections, including the heads of regions should be a dress rehearsal for the presidential, and therefore need a high turnout. At the same time, it will prevent part of the governors re-election, writes the newspaper "Vedomosti".

The publication became known that for this reason, in the five regions of the 16 the Kremlin has abolished the requirement to ensure a high turnout. We are talking about Sverdlovsk, Yaroslavl, Kaliningrad and Kirov oblasts and Buryatia.

In the Sverdlovsk region and Buryatia appointed by the President against acting governors there may be serious competitors — the mayor of Yekaterinburg Yevgeny Roizman and Senator Vyacheslav markhayev, and in the Yaroslavl and Kirov regions the local elite did not accept the appointees of the Vikings, told the newspaper informed source.

In Kaliningrad area there is no intra-elite conflict nor a strong opponent, acting Governor Anton Alikhanov, but the region historically, protest, and Alikhanov is not only local, but also too young. The increased turnout could play against the strong candidates, and they were allowed not to think about the turnout.

The experts confirm the accuracy of the list of problem for the Kremlin in the regions. In the subjects of serious protest or tradition, or strong opposition candidates, which can create a problem for the Kremlin's candidates, said political analyst Yevgeny Minchenko.

Real problems can occur in Buryatia, if it POPs Markhayev, says political analyst Konstantin Kalachev, many people think that Roizman could be a serious competitor to the acting Governor Evgeny Kuyvashev, but the question is whether Roizman to overcome the municipal filter.

In this situation, the Kremlin will be more difficult to rehearse the 70 percent turnout in the presidential elections in the spring of 2018. However, the Secretary of the Central Committee of the Communist party Sergei Obukhov recalled that the power of "technology" has solved the problem of turnout, with the help of the bill, Senator Andrew Klishas as amended to the electoral legislation. The project is now considered by the state Duma. And if the law passes, voters can not vote at the place of residence and place of actual location, the testing of this system must pass the regional elections in September.

"Nezavisimaya Gazeta": Navalny is a politician or a "factor policy"?

For participation in anti-corruption campaigns 12 Jun checked in nearly 200 cities, according to "Nezavisimaya Gazeta" and discussing with experts — what is the role on the Russian political scene the main organizer of this rally, Alexei Navalny. Experts are not yet agreed whether Navalny is a politician or is he just a factor of the political process, which is used including power.

According to the newspaper, Navalny now has a reputation as a man who can give the authorities trouble. The government pays the same: against the headquarters operations, for meetings with supporters it is impossible to rent the room, volunteers fired from their jobs.

Head of the Center for political-geographic research, Nikolai Petrov, believes that the Bulk factor is unique: "He only gives an element of competition system, not priemlima competition, he was able to line up as public policy, although public policy does not exist today". The expert considers that this factor has reached such force that partly sets the agenda, forcing the Kremlin to respond.

Director of the Center for political information Alexei Mukhin believes that the Navalny phenomenon is in politics, but Navalny is not a politician. The essence of this phenomenon, the expert sees that the Bulk successfully uses fears, emotions and trends in society, but it is unclear why he does it. According to him, Navalny — the political situation irritant and allergen for the authorities: "He acts as a destroyer of the system, it tries not to change or improve, but to overthrow. For our political system, it is radioactive".

However, as stated Mukhin, it is convenient to different groups in the presidential administration, he wittingly or unwittingly helps to solve problems and conflicts that they themselves decide are not able.

"Rain": antiprotestnye clip ordered a former employee of the Kremlin

The much-discussed clip of the ex-soloist of group "Leningrad" Alice Vaux was organized by a former employee of the presidential administration Nikita Ivanov, informs TV channel "the Rain, citing two sources close to the Kremlin. According to one of interlocutors, Ivanov spoke, and the customer, and the author of the concept of the clip.

Ivanov is working with the presidential administration since 1999, when he entered the campaign headquarters of Vladimir Putin. For a long time he was associated with the curator of internal policy, Vladislav Surkov. Officially, he worked in the Kremlin from 2005 to 2009.

Did anyone in power Ivanov assignment to create a clip, the sides of the channel did not say. Earlier, a source of "Medusa", close to the VOX, said that the clip was made in the framework of "state order" and the musicians got two million rubles.

"Kommersant": the preferential mortgage is not enough at all

The state program of assistance to borrowers ended unexpectedly for them. As found out the newspaper "Kommersant", more than half of the applications for restructuring of mortgage loans — about 30 thousand pieces — was declared when the amount of funds allocated to the relevant program has ended.

The state program of assistance to mortgage borrowers was launched in April 2015. Under the program, banks restructuring troubled mortgages at a rate for a client not exceeding 12% per annum. Part of the monthly payment of the borrower (or the principal in case of foreign currency mortgage) banks kompensiruet government. Pays compensation of the seller, for the purpose of it was to capitalize from the budget by 4.5 billion rubles., a borrower under the program may receive from the state assistance in the amount of not more than 600 thousand.

To participate in the program were required to collect many documents. "Indeed, many have gathered the documents when the money allocated for the program ended,- says the Deputy Chairman of Absolut Bank Tatiana Ushkov. But borrowers are focused on the end date of the program, not at the time of exhaustion of the limit for her." In the beginning of the year end date of the program was moved from 1 March to 31 may in order to use it everyone managed.

However, citizens for the extension of the program, apparently expected. According to market participants, after the announcement of the extension of the program, cases of deliberate termination of service loans from borrowers. "It is logical to assume that borrowers who formally meet the requirements of the program, tried to use last chance and have deliberately allowed the delay in order to obtain preferential terms of redemption,- the interlocutor in one of the banks. — Now, however, they will not only return to debt service, but also to repay accrued interest and penalties, it is not always easy".

"Nezavisimaya Gazeta": the loans under 10 000% per annum

Due to the fall in income, more and more Russians forced to request a loan — even for the obviously onerous terms, "Nezavisimaya Gazeta". In Russia already there are precedents of granting loans under 10 000% APR in the so-called microfinance institutions (MFIs).

In commercial banks loan pricing sometimes hundreds of times lower than in MFIs. However, more and more people with bad credit history. So today already every third consumer credit issued under ultrahigh percent, say employees of the microfinance business. On may 1, 2017 total amount of microloans reached 260 billion rubles (including MFIs, credit cooperatives and pawnshops). The growth since the beginning of the year amounted to more than 13%.

Experts the increased demand from the population for microloans due to several reasons. "First, it is toughening requirements to potential borrowers from banks. In 2015-2016, banks have sharply reduced lending to new clients. The demand for borrowed funds will not go away, so people are more likely to refer to MFIs", — says Deputy General Director of United credit Bureau Nicholas butchers.

The second reason is loyalty to the MFI to clients with bad credit history. The third — the debt load and the intermittency of incomes, not allowing people to resort to Bank loans.